Business Insurance That May Fit Your Budget

Looking for affordable coverage that may help your small business? Contact Infinity Insurance Agency, Inc. (IIA) so you can locate small business insurance that aligns with your operations. We work with 20+ trusted carriers so you can compare quotes for business insurance to find the best rate for you. Our agents can also assist you with receiving same-day digital proof of insurance, once payment is issued.  

By working with IIA, we can offer services like:

• Various coverages that may be useful for your small business
• Working with insurers that accept foreign driver’s licenses
• Friendly, bilingual agents who help you choose the right coverages for you
• Flexible payment plans
• Discounts you may be eligible for 

What's business insurance?

For those unfamiliar with business insurance, it’s a type of insurance that may help cover certain damage or liability that your operations could face, depending on your policy.  

A business owners policy (BOP) can be a good place to start if you’re looking into business insurance. A BOP typically combines a few types of coverages like commercial general liability, commercial property, and business income insurance. This combination of insurance may help pay for specified losses, damages, or claims targeting your business.  

Here, we’ll provide a quick breakdown of coverage options that may be useful for you.  

Coverage options for small businesses

 

General liability insurance

This type of coverage may help cover certain accidents that could occur on your business premises or damage your business may cause to third-party property. Commercial general liability insurance may also help cover lawsuits for things like personal injury claims.  

 

Commercial auto insurance

If you use vehicles for your operations, it may be crucial for you to have commercial auto insurance. This insurance can help cover vans, service trucks, and delivery vehicles, if used for business purposes. Depending on your policy, commercial auto insurance may cover damages to someone else’s vehicle or third-party injuries you cause after an accident.  

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Commercial property insurance

If your business owns or is renting property for your daily operations, you may want commercial property insurance. This insurance can help cover your building, equipment, inventory, and furniture from covered damages like fires, theft, or vandalism.  

 

Product liability insurance

This may cover claims related to products you make, sell, distribute, or repair. If your product causes injury to someone else, product liability insurance may help pay for those lawsuit costs.  

 

Errors and omissions insurance

This insurance can help cover certain business claims like negligence, misrepresentation, or faulty advice. If someone sues your business due to a potential mistake in your professional services, errors and omissions insurance may help pay for attorney or court costs.   

 

Business interruption insurance

This insurance can help replace lost income and cover expenses if your business is temporarily forced to close due to a covered property loss, such as a fire or theft.  

Why choose IIA?

We understand that starting or growing a small business may be a big deal, especially for those who have foreign identification. Our Spanish-bilingual agents can help you find small business insurance that fits your operations, without a language barrier.

Here’s how IIA can help you: 

Industries we serve

Whether you’re a one-person startup or a growing team, our team can help you find coverage options that work for your industry. Some common businesses we support include: 

Whether your operations use work vans, service trucks or delivery fleets, we can help you tailor a business insurance policy that works for you.

Ways you may be able to save

Looking for cheap business insurance that may algin with your budget? IIA’s carriers offer commercial discounts you may already qualify for:

• Paid-in-full: You may save on your insurance premium by paying your policy upfront.
• Prior coverage: If you have proof of prior coverage, you may experience lower rates.
• Multi-policy bundles: Combining multiple policies together or putting multiple vehicles on one policy may offer you a discount.  
• Safety features: Depending on what safety features your vehicles have installed, you may experience lower rates.  

If you’re looking for affordable insurance that works for you, our agents can help walk you through available discounts that you may be eligible for.  

How finding insurance works with IIA  

Tell us about your business: Sharing details with an IIA agent, like your vehicle type, equipment, locations, and employees, may help you get a more accurate quote.  

• Compare carrier options: We work with various reputable carriers to help you find a rate that algins with your needs and budget.  
• Bind your policy and get same-day proof: Our agents can help you get same-day, digital proof of coverage, once payment is issued and finalized.  

FAQs

Can I get business insurance with limited credit history?

Yes. Many of the carriers we work with can help drivers find insurance for those with limited or no credit history.

Do you accept foreign driver’s licenses?

IIA’s insurers can accept valid foreign driver’s licenses like Matricula Consular.  

How fast can I start coverage?

We may be able to help business owners start coverage on the very same day they issue payment.

Can I customize my coverage for my industry?

Yes. Our agents can help you tailor a policy that works for your industry, type of vehicle you use, and how many employees you have.  

Ready to find insurance for your business?

Ready to locate small business insurance that may align with your needs? Get a free personalized quote by heading to our website or calling 1-855-478-3705 today!  

Terms and Conditions

This material is for general informational purposes only. Products, services, and discounts referenced herein are not available in all states or in all underwriting companies. All statements are subject to the terms, exclusions and conditions of the applicable policy. In all instances, current policy contract language prevails. Coverage is subject to individual policyholders meeting our underwriting qualifications and state availability. Other terms, conditions and exclusions may apply.